Case Studies

A Victorian client with a diversified commercial and residential portfolio sought to refinance existing debt and secure an interest only extension across a $20 million holding. Bourke Street Capital arranged a $10 million investment loan with a major bank at 50% LVR, delivering a structure that supported both immediate cash flow considerations and longer-term portfolio objectives.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A Victorian client with a diversified commercial and residential portfolio sought to refinance existing debt + secure equity out of their portfolio across a $10 million in combined market value. Bourke Street Capital arranged a $7.5 million investment loan with a major bank at 75% LVR with a 30 year loan term and 10 years interest only, delivering a structure that supported both immediate cash flow considerations and longer-term portfolio objectives.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A HNW Victorian client with a single prestige residential property sought to refinance existing debt + secure equity out against a $15m asset for further investment. Bourke Street Capital arranged a $7m investment loan with a major bank at 47% LVR with a 30 year loan term and 2 years interest only, delivering a structure that supported both immediate cash flow considerations and longer-term portfolio objectives.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A Victorian business owner with an unencumbered commercial property (trading premises) sought extinguish Div7a loans to related entities on the advice of their accountant. Bourke Street Capital arranged a $5.05m investment loan with a major bank at 25% LVR and a 3 year interest only loan term (with option to roll for further terms), delivering a structure that supported the accountant’s advice.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A Victorian business owner looking to upgrade their trading premises to support growth. By tying in equity from other property assets, Bourke Street Capital arranged a $4.5m investment loan with a major bank at 100% LVR and a 3 year interest only loan term (with option to roll for further terms), delivering a structure that supported the business in it’s next stage of growth.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A Victorian business owner looking to undertake a development project on the back of a signed pre-lease with a business in a similar industry.

Bourke Street Capital arranged a $4m investment loan with a major bank at 66% LVR to fund acquisition of the site and construction costs. By tying in a second property as security, interest costs during the hold and construction phase were capitalised and not required to be immediately serviced. Upon completion, the net lease covered the loan interest costs by 1.50x, meeting the banks criteria to not require trading income support from the business.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A regional Victorian client with a diversified commercial and residential portfolio sought to refinance existing debt and secure an interest only extension across a $7.5m in property assets. Bourke Street Capital arranged a $2.5m investment loan with a major bank at 33% LVR, delivering a structure that supported both immediate cash flow considerations and longer-term portfolio objectives.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A Victorian business owner looking to undertake a development project on unused commercial land on the rear of their trading premises.

As no presales or pre-leases were at hand, the major lender relied on the businesses strong trading performance to service the loan until the client decided what direction to take with the warehouses (Lease or sell to pay down debt)

Bourke Street Capital arranged a $2m investment loan with a major bank at 50% LVR to fund construction costs. Upon completion, the client leased the warehouses to local small business owners which serviced the residual debt without the trading business income.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A Victorian business owner looking to upgrade their trading premises to support growth. By tying in equity from other property assets, Bourke Street Capital arranged a $1.8m investment loan with a major bank at 100% LVR and a 3 year interest only loan term (with option to roll for further terms), delivering a structure that supported the business in it’s next stage of growth.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.

A C-Suite professional looking to purchase their next commercial property for their investment portfolio. Bourke Street Capital arranged a $1.050m investment loan with a major bank at 70% LVR and a 5 year interest only loan term. As the property was leased to a third party and the net lease showed a 1.40x Interest Cover on the loan amount, the client only needed to show minimal personal income to meet the banks required metric of 1.50x ICR.

By guiding the transaction through to settlement, Bourke Street Capital helped position the client with a more considered and flexible funding outcome.